COVERSMART
Insurance
- "COVERSMART is a solid investment. It's the one policy that allows me to save money and know my business, employees and customers are all covered."
COVERSMART is designed for small and medium sized businesses that understand the importance of insuring the company's assets and securing its employees. This allows the policy holder to gain from the following benefits:
- There is only one policy to manage instead of eight (8) policies.
- They will save by opting for our unique packaged product versus paying for each policy.
- Key exposures of the business are protected and clients will be able to recover from any insured perils.
- Superior customer service will consistently be delivered.
- A User friendly policy is in place that is easy to understand.
- Prompt claims settlement is guaranteed.
 FireIn the event that a fire destroys your building or contents resulting in loss of income. |
 BurglaryA ‘break-in’ on your premises resulting in theft or damage to property. |
 GlassReplace your glass display units, doors, windows or mirrors following accidental breakage. |
 Public LiabilityCovers your legal liability to Third parties arising out of negligence at your premises. |
 Business Income /Interruption Meet your fixed business expenses after sustaining a loss up to a maximum of $5,000 per day for a period of 30 days. |
 MoneyCovers loss of cash from your premises or whilst being transported to or from the bank. |
 Goods in TransitCompensation for loss of your goods or merchandise whilst being transported to or from your business place. |
 Workmen'sCompensation Covers legal liability to employees who sustain accidental personal injury while performing their duties. |
 RetailersCoverage for boutiques, home furnishings and other speciality stores. Read more |
 Trade and ServicesComplete protection for trade and services companies. Read more |
 Office & ProfessionalCoverage for medical, travel and other professional service companies. Read more |
 HospitalityReliable coverage for businesses operating in the hospitality industry. Read more |
Applicants that meet our eligibility criteria are simply required to do the following:
- Complete a Proposal Form.
- Provide two forms of identification for the principals.
- Provide a copy of the Certificate of Registration where applicable.
Should you require assistance to acquire insurance for any risks that are not eligible under COVERSMART then contact our Underwriting Department, Business Development Team or any of our Branch Offices for support.
