This cover offers the same protection as the Third Party Policy with an additional coverage for loss or damage resulting from fire or theft to the vehicle.

Coverage is provided for third parties arising from the negligence of the insured. Cover is provided against:

• the death of or injury to any person
• damage to their property
• emergency treatment payment
• legal costs incurred as a result of an accident
  • in defending an action for damages including claimant's costs awarded against the policyholder
  • legal fees for representation at an inquest or in a court of summary jurisdiction
  • in defending a charge of manslaughter up to prescribed limits